Gem Residences As An Investment Home

A week ago, I had a chiropractic appointment and had gotten some treatment for some ailment. I am telling you about this is simply because it was unique from any other treatment I have had ever received before.
Client retention is very difficult to come by, but this incident reminded me of, why my most successful businesses can succeed and why the rest seem to continuously struggle with it.
The Chiropractor I visited last week, I call him Nick for short (his real name is Nicholas D), my shoulders were aching, and I felt like my muscles were like twisted up and he simply questioned if I work on a computer for long hours?
I hesitated for a moment but decided I rather be honest with him now if not I will not be relieved of this pain. So, I told him what I did for work, and that I have been spending hours at the end just typing out pages after pages and it was more than excessive then I normally do.
Yes, Nick, I was typing like it was a marathon, trying to complete a new manual I was working on, called “Passive Residual Income” and his eyes just lit up. I knew I got his attention, I knew for sure it will open up anybody’s eyes like that. (will elaborate later that…).
I stopped abruptly, didn’t like the idea of giving out too much on my line of work and Nick just got the message. He hesitated and started on how long did I work in a week and how I spent my weekends.
When he realised the short hours, I spent with my family and friends and how much time did I spend on fun time alone, he froze up in surprise and was wondering how I could squeeze so much in a day.
I was not surprised at his response and it was nothing unusual to get such looks from my replies.
I’m always greeted with envy at first, whenever I explained my daily schedule and it always follows with some confusion. I then realised and wondered how I could actually live my life in such a manner.
Just to be polite, I naturally asked Nick about his daily schedule. His answer absolutely blew me away, Nick has been working for the last 6 months straight, 7 days a week with no off days and no vacations at all.
I’m sure I heard him correctly, but I did not, 6 treatments daily for the last 180 days straight, nobody can work like that!!
Anyone would have guessed being a Chiropractor, he would have easily made six figures a month, but is he is really living the “life”?

Chiropractor Therapist At Work

So what is wrong here? All this is based on false assumptions, the notions that self-employed people are making it is false.

I have seen entrepreneurs making the same mistake one too many times before and it didn’t surprise me.
I’m only 46 years old now, I’ve already learnt enough on how to overcome this “rat race”.
I am here typing out this note today, to you from my “home office”, surrounded by my good friends, a bulldog called “Turkey” and a cockatoo called “Chip”. They keep company while I just type and type my life away, but I have them for a company.
So, what has happened? … Why am I still working at this age and not able to retire?
Well, the concept of ‘Retirement’ is basically flawed, and that is the reason why I’m still working today right?
The very notion of sacrificing the very best years of an individual’s life and hoping to discover the “never-never land” in future years, is really unrealistic and it does not come true at all.
It’s just an outdated theory we have been told time and time again – just look around and you will see how unrealistic it is.
If you are still in doubt just look at the statistic, only a fraction of our elderlies can actually retire comfortably later in life and for the rest, they simply need to eke out a living somehow.
The trend now is that for added income most seniors are forced to work longer just to survive and it only gets worse.
The private pensions saved by these seniors are now collapsing under the continued increase in inflation and our purchasing power for social security diminishes daily.
The conclusion is the same, as experts after experts come to, that another generation is not able to retire comfortably.
The only option left is that the vast majority of people must work for the rest of their lives till they die.
Waiting and hoping that it will get better later only to find that it will drastically decrease the chances that you will never be able to be successful as your heart’s desire in reality.
Before I answer you, let’s look at these 2 burning questions now. What if you could never afford to retire? That is, you cannot save enough on your nest egg to retire.
What if the work you do today cannot help you save enough so you end up working longer. So, could you retire?
Either way, you don’t have enough, or you work longer. Would you have done something differently then?
What if I told you that you can drastically increase your survival rate of success and enjoy a fruitful life, would you be interested?

I will give you a hint, start to look at properties, for example, The Gem Residences as an investment home.

Well, stay tuned here for more on this.

Questions To Answer When Buying A House

A house is money plus and more: it is a place to live and have children; it is a setup for the future; it’s an investment in your community. That is why everyone ought to have a chance to get pleasure from the house-rentadvantages of owning a home.

However, buying a house is not something that should be done easy – it is more than just an investment, but it will be your personal heaven once you get to set there. When you buy a house, you’re not thinking about selling it – you take it to live there, to arrange it beautifully and make it your own. This is why, when you have to take a decision on which house to buy or what kind of real estate property, you need to make a thorough research.

Here is what you should know when buying a house.

Knowledge is alleged to open doors. This is virtually true once it involves buying a home. To become a first-time buyer, you need to understand where and how to start with the house buying method. The subsequent questions and answers have been fastidiously selected to offer you a foundation of basic information of home buying process and procedure.

Apart from serving you to get it started, these steps can provide you with the tools necessary to navigate the whole home buying method – from deciding whether you are able to get house, to that final proud step of owning a home, and obtaining the keys to your new home.

1. HoPRMSsearchwever do you begin the method of buying a home?

Start by thinking about your state of affairs. Are you able to get a home? What proportion are you able to afford during a monthly mortgage payment? What proportion area does one need? What areas of city does one like? Once you answer these queries, create a “To Do” list and begin doing casual analysis regarding property. See friends and family, drive through neighborhoods, and look within the “Homes” section of the newspaper, legal proceeding Listings, and net search.

2. Is renting cheaper than buying?

The two do not extremely compare in any respect. The one advantage of dealing with a rented property is being typically free of most maintenance responsibilities. On the other hand by dealing with this, you lose the possibility to make equity, profit of tax edges, and defend yourself in case the rent will increase. In addition, you will not be liberated to decorate without the permission of the owner and you will always be at the mercy of the owner for housing.

Owning a home has several edges. Once you create a mortgage payment, you’re building equity, and that is associate investment. Owning a home conjointly qualifies you for tax breaks that assists you in handling your new money responsibilities – like insurance, realty taxes, and upkeep – which might be substantial. However given the liberty, stability, and security of owning your house, they’re worthwhile.

3. How much money can you use from a financial institution?

Santa-Clara-CA-RealtyThe investor considers your debt-to-income magnitude relation that may be a comparison of your gross financial gain to housing and non-housing expenses. Non-housing expenses embody such long debts as automobile or student loan payments, alimony, or support payment. Monthly mortgage payments must to be no quite twenty ninth of gross financial gain, whereas the mortgage payment joint with non-housing everyday expenditure, four ought to total no quite forty first of financial gain. The investor conjointly considers money on the market for payment and shutting prices, credit history, etc. once crucial your most loan quantity.